4 Ways to Reduce Your Bariatric Surgery Cost

Your bariatric surgery cost can be brought down in 4 ways:

  1. Get insurance to pay for it
  2. Ensure that your surgeon offers competitive pricing vs. other practices
  3. Get a medical loan with affordable monthly payments
  4. See if you qualify for tax write-offs

TABLE OF CONTENTS

  1. Cost With Insurance
  2. Cost Without Insurance
  3. Cost Without Insurance – By Location
  4. Cost Vs Remaining Obese
  5. Bariatric Surgery Cost Breakdown
  6. Financing Options
  7. Tax Write-Offs
  8. Patient Community & Expert Advice
  9. Free Insurance Check & Cost Quote

Read and click the chart and sections below for everything you need to know about the cost of weight loss surgery.

1.

Cost With Insurance

  • 4 of 7 procedures currently covered

  • $3,500 average out-of-pocket costs

  • Discounts, Tax Savings & Financing: Available for all procedures

cost bariatric surgery

WEIGHT LOSS SURGERY COST-AFTER-INSURANCE ESTIMATOR

Projected Out Of Pocket Costs After Insurance

PROJECTED OUT OF POCKET COSTS AFTER INSURANCE

Click Below to Update Your Plan's Details from U.S. Averages

The following variables may or may not impact your projected out of pocket costs.

WEIGHT LOSS SURGERY INSURANCE TOOLS

Cost-After-Insurance Estimator

Check My Insurance Tool

CHECK MY
INSURANCE TOOL
1

Choose your plan, state, and insurance company below.

Can’t find your insurance company/plan or have updated info?

Click your country below for weight loss surgery insurance information:

United States: Covered for Some Plans

In the U.S., the following procedures are covered by insurance, but only if your specific policy includes it:

  • Gastric sleeve
  • Gastric bypass
  • Duodenal switch
  • Lap-Band

Gastric balloon, vBloc Therapy, and the AspireAssist Device are currently not covered by insurance in the United States.

Use our Check My Insurance Tool to find out if it’s covered by your plan:

3.

Cost Without Insurance - By Location

  • Click here for state- or region-specific costs

  • United States: $8,096 to $27,324

  • Canada: $11,165 to $26,390 CAD

  • Australia: $5,075 to $25,375 AUD

  • United Kingdom: £4,048 to £11,132

cost bariatric surgery

Select a province or cost tier

$32,000

AVERAGE
WEIGHT LOSS SURGERY COST IN

MINNISOTA

Including Albany, Buffalo, New York City / Manhattan, Rochester, Watertown and Other Areas

Click your province in the map or select a cost tier below

Cost tier

Cost

$$$

HIGHEST COST STATES $20,500 - $58,000 range

If you do not have insurance that covers weight loss surgery, the highlighted states above will be the most expensive. If you have insurance that covers gastric sleeve, your out of pocket costs will be about the same in all states.

$$

AVERAGE COST STATES $17,450 - $20,500 range

If you do not have insurance that covers weight loss surgery, the highlighted states above will have mid-level costs. If you have insurance that covers gastric sleeve, your out of pocket costs will be about the same in all states.

$

LOWEST COST STATES $12,400 - $17,450 range

If you do not have insurance that covers weight loss surgery, the highlighted states above will be the least expensive. If you have insurance that covers gastric sleeve, your out of pocket costs will be about the same in all states.

Your total weight loss surgery cost depends on which procedure you choose and where you have the surgery. This varies widely by surgeon and hospital. Different surgeons in the same city can have a price difference of $5,000 to $10,000 or more.

Note that cost often has nothing to do with the quality of the surgeon or hospital. Instead, cost is driven by:

  • Cost of living in the area
  • Local competition
  • Local Medicare and Medicaid populations
  • For-profit or non-profit status of the hospital used

This section shares average costs by location for each procedure.

For a specific price in your location, click here to contact a surgeon and ask for a free quote.

United States: $8,248 to 27,324

The average cost of bariatric surgery in the United States ranges from $8,248 to $27,324 depending on the procedure:

  1. Gastric balloon: $8,248
  2. AspireAssist Device: $10,626
  3. Lap-Band: $15,180
  4. vBloc Therapy: $18,722
  5. Gastric sleeve: $19,228
  6. Gastric bypass: $24,288
  7. Duodenal switch: $27,324

But there is a big cost difference between states. For example, gastric sleeve surgery averages $19,228 but ranges from $12,144 in Nevada to $58,696 in Alaska.

For state averages for each procedure, scroll through the chart below. You can sort the table alphabetically by state or from lowest cost to highest cost states.

For an exact quote, click here to find and contact a surgeon.

RegionRegion
Average CostAverage Cost
RegionALABAMA
Average Cost$21,910

ALABAMA surgeons surveyed are located in Birmingham, Decatur, Huntsville, Mobile, Montgomery and Tuscaloosa

RegionALASKA
Average Cost$57,502

ALASKA surgeons surveyed are located in Anchorage

RegionARIZONA
Average Cost$24,916

ARIZONA surgeons surveyed are located in Flagstaff, Mesa, Phoenix, Prescott, Scottsdale, Tempe and Tucson

RegionARKANSAS
Average Cost$15,298

ARKANSAS surgeons surveyed are located in El Dorado, Fayetteville, Fort Smith, Jonesboro, Little Rock and Pine Bluff

RegionCALIFORNIA
Average Cost$21,859

CALIFORNIA surgeons surveyed are located in Bakersfield, Burbank, Chico, Fresno, Los Angeles, Orange, La Jolla, Modesto, Oakland, Poway, Riverside, Sacramento, San Diego, San Francisco, San Jose and Santa Barbara

RegionCOLORADO
Average Cost$20,959

COLORADO surgeons surveyed are located in Colorado Springs, Denver and Fort Collins

RegionCONNECTICUT
Average Cost$24,150

CONNECTICUT surgeons surveyed are located in Farmington, Glastonbury, Meriden, Middletown, New Haven, Norwalk, Shelton and Stamford

RegionDELAWARE
Average Cost$19,473

DELAWARE surgeons surveyed are located in Dover, Newark and Wilmington

RegionFLORIDA
Average Cost$22,063

FLORIDA surgeons surveyed are located in Ft. Meyers, Gainesville, Jacksonville, Miami, Naples, Ocala, Orlando, Sarasota, St. Petersburg, Tallahassee, Tampa and West Palm Beach

RegionGEORGIA
Average Cost$20,507

GEORGIA surgeons surveyed are located in Albany, Athens, Atlanta, Augusta, Columbus, Decatur, Macon, Marietta and Savannah

RegionHAWAII
Average Cost$21,532

HAWAII surgeons surveyed are located in Aiea, Kailua-Kona, Honolulu and Wailuku

RegionIDAHO
Average Cost$19,917

IDAHO surgeons surveyed are located in Boise, Meridian, Montpelier, Nampa, Pocatello and Post Falls

RegionILLINOIS
Average Cost$24,725

ILLINOIS surgeons surveyed are located in Chicago, Champaign, Decatur, Naperville, Peoria, Rockford and Springfield

RegionINDIANA
Average Cost$25,898

INDIANA surgeons surveyed are located in Bloomington, Evansville, Fort Wayne, Gary, Indianapolis and South Bend

RegionIOWA
Average Cost$26,219

IOWA surgeons surveyed are located in Cedar Rapids, Davenport, Des Moines and Iowa City

RegionKANSAS
Average Cost$22,433

KANSAS surgeons surveyed are located in Topeka, Lenexa, Wichita, Overland Park, Olathe, and Kansas City

RegionKENTUCKY
Average Cost$25,503

KENTUCKY surgeons surveyed are located in Lexington, Louisville and other towns.

RegionLOUISIANA
Average Cost$21,910

LOUISIANA surgeons surveyed are located in Alexandria, New Orleans, Shreveport and other towns

RegionMAINE
Average Cost$29,789

MAINE surgeons surveyed are located in Augusta, Bangor, Portland and other towns

RegionMARYLAND
Average Cost$30,487

MARYLAND surgeons surveyed are located in Baltimore, Salisbury and other towns

RegionMASSACHUSETTS
Average Cost$26,910

MASSACHUSETTS surgeons surveyed are located in Boston, New Bedford, Pittsfield, Springfield, Worcester and other towns.

RegionMICHIGAN
Average Cost$26,186

MICHIGAN surgeons surveyed are located in Ann Arbor, Detroit, Grand Rapids, Lansing and other towns.

RegionMINNESOTA
Average Cost$23,439

MINNESOTA surgeons surveyed are located in Minneapolis / St. Paul, Rochester and other towns

RegionMISSISSIPPI
Average Cost$22,112

MISSISSIPPI surgeons surveyed are located in Jackson, Hattiesburg, Meridian, Tupelo and other towns.

RegionMISSOURI
Average Cost$23,428

MISSOURI surgeons surveyed are located in Columbia, Kansas City, Springfield, St. Louis and other towns

RegionMONTANA
Average Cost$28,505

MONTANA surgeons surveyed are located in Billings, Bozeman, Helena and other towns

RegionNEBRASKA
Average Cost$23,327

NEBRASKA surgeons surveyed are located in Lincoln, Omaha and other towns

RegionNEVADA
Average Cost$16,572

NEVADA surgeons surveyed are located in Henderson, Las Vegas and Reno Areas

RegionNEW HAMPSHIRE
Average Cost$31,878

NEW HAMPSHIRE surgeons surveyed are located in Manchester, Nashua and other towns

RegionNEW JERSEY
Average Cost$26,785

NEW JERSEY surgeons surveyed are located in Newark, Trenton and Other Areas

RegionNEW MEXICO
Average Cost$17,852

NEW MEXICO surgeons surveyed are located in Albuquerque, Las Cruces, Santa Fe and Other Areas

RegionNEW YORK
Average Cost$32,580

NEW YORK surgeons surveyed are located in Albany, Buffalo, New York City / Manhattan, Rochester, Watertown and Other Areas

RegionNORTH CAROLINA
Average Cost$28,652

NORTH CAROLINA surgeons surveyed are located in Asheville, Chapel Hill, Charlotte, Durham, Greensboro, Greenville, Raleigh, Wilmington, Winston-Salem and Other Areas

RegionNORTH DAKOTA
Average Cost$35,420

NORTH DAKOTA surgeons surveyed are located in Bismarck and Grand Forks

RegionOHIO
Average Cost$23,360

OHIO surgeons surveyed are located in Akron, Cincinnati, Cleveland, Columbus, Dayton and Other Areas

RegionOKLAHOMA
Average Cost$19,532

OKLAHOMA surgeons surveyed are located in Norman, Oklahoma City, Tulsa and Other Areas

RegionOREGON
Average Cost$34,846

OREGON surgeons surveyed are located in Portland, Bend, McMinnville, Salem, Medford, Springfield, Eugene, Beaverton, Corvallis, and Coos Bay

RegionPENNSYLVANIA
Average Cost$23,671

PENNSYLVANIA surgeons surveyed are located in Allentown, Altoona, Harrisburg, Lancaster, Philadelphia, Pittsburgh and Other Areas

RegionSOUTH CAROLINA
Average Cost$25,469

SOUTH CAROLINA surgeons surveyed are located in Anderson, Charleston, Columbia, Greenville, Myrtle Beach, Rock Hill and Other Areas

RegionSOUTH DAKOTA
Average Cost$25,806

SOUTH DAKOTA surgeons surveyed are located in Dakota Dunes, Rapid City and Sioux Falls

RegionTENNESSEE
Average Cost$25,346

TENNESSEE surgeons surveyed are located in Chattanooga, Knoxville, Memphis and Nashville

RegionTEXAS
Average Cost$17,700

TEXAS surgeons surveyed are located in Abilene, Amarillo, Austin, Corpus Christi, Dallas / Ft. Worth, Houston, Lubbock and San Antonio

RegionUTAH
Average Cost$18,366

UTAH surgeons surveyed are located in Provo, Salt Lake City and St. George

RegionVERMONT
Average Cost$26,717

VERMONT surgeons surveyed are located in Burlington, Montpelier and Springfield

RegionVIRGINIA
Average Cost$20,873

VIRGINIA surgeons surveyed are located in Charlottesville, Newport News, Norfolk, Richmond, Roanoke, Virginia Beach and Other Towns

RegionWASHINGTON
Average Cost$25,874

WASHINGTON surgeons surveyed are located in Everett, Olympia, Seattle, Spokane, Tacoma, Vancouver and Other Areas

RegionWASHINGTON DC
Average Cost$20,709
RegionWEST VIRGINIA
Average Cost$19,333

WEST VIRGINIA surgeons surveyed are located in Charleston, Huntington, Morgantown and Vienna

RegionWISCONSIN
Average Cost$26,649

WISCONSIN surgeons surveyed are located in Eu Claire, Green Bay, La Crosse, Madison, Milwaukee and Other Areas

RegionWYOMING
Average Cost$29,728

WYOMING surgeons surveyed are located in Afton, Cheyenne and Riverton

Canada: $11,165 to $26,390 CAD

Quebec is the only province in Canada with enough “self pay” surgeons to calculate an average. Following are cost averages from that province:

  • Gastric balloon: $11,165 CAD
  • Lap-Band: $17,839 CAD
  • Gastric sleeve: $27,913 CAD
  • Gastric bypass: $26,086 CAD
  • vBloc Therapy: procedure not available in Canada
  • Duodenal switch: procedure not available in Canada

For an exact quote, click here to find and contact a surgeon.

Australia: $5,912 to $25,375 AUD

Following are the total average bariatric surgery costs in Australia by procedure:

  • Gastric balloon: $5,912 AUD
  • Lap-Band: $17,966 AUD
  • Gastric sleeve: $23,447 AUD
  • Gastric bypass: $23,447 AUD
  • vBloc Therapy: $25,375 AUD
  • Duodenal switch: procedure not available in Australia

For state and territory averages, scroll through the chart below. These cost averages (listed in Australian dollars) assume that you have insurance.

For an exact quote, click here to find and contact a surgeon.

RegionRegion
Average CostAverage Cost
RegionNEW SOUTH WALES
Average Cost$4,568

NEW SOUTH WALES surgeons surveyed are located in Sydney

RegionQUEENSLAND
Average Cost$5,325

QUEENSLAND surgeons surveyed are located in Brisbane and Gold Coast

RegionSOUTH AUSTRALIA
Average Cost$3,299

SOUTH AUSTRALIA surgeons surveyed are located in Adelaide and Barossa Valley

TASMANIA surgeons surveyed are located in Hobart

RegionVICTORIA
Average Cost$5,237

VICTORIA surgeons surveyed are located in Melbourne

WESTERN AUSTRALIA surgeons surveyed are located in Perth

United Kingdom: £4,048 to £11,132

Following are the total average bariatric surgery costs in the United Kingdom by procedure:

  • Gastric balloon: £4,048
  • Lap-Band: £5,055
  • Gastric sleeve: £10,120
  • Gastric bypass: £10,120
  • Duodenal switch: £11,132
  • vBloc Therapy: procedure not available in the UK

For an exact quote, click here to find and contact a surgeon.

International (Medical Travel): $4,048 to $27,324 USD

Following are average weight loss surgery costs by country for each procedure (in U.S. Dollars):

International (Medical Travel): $4,048 to $27,324 USD

CountryGastric BalloonLap-BandvBloc TherapyGastric SleeveGastric BypassDuodenal Switch
$4,228$13,156$18,722$16,091$16,192n/a
$8,703$13,156n/a$21,657$16,192n/a
n/a$8,096n/a$9,665$12,650n/a
n/a$5,060n/a$4,048$4,352n/a
$3,542$4,048n/a$9,513$10,525n/a
$5,870$5,895n/a$5,187$7,489$8,703
$5,667$10,120n/a$10,930$10,626n/a
$6,269$7,251n/a$14,522$14,370$15,969
$8,248$15,180$18,722$19,420$24,288$27,324

Click here for an in-depth review of medical travel for weight loss surgery.

4.

Cost Vs Remaining Obese

  • Some procedures save patient $11,000 per year after year 2, post-surgery

cost bariatric surgery

Cost Savings After Surgery

Starting 13 months after weight loss surgery, patients without insurance save about $900 per month (1). That’s almost $11,000 saved per year. Fewer prescription drugs alone save patients $3,000 or more per year (2).

In other words, depending on your final procedure costs, you should “break even” within 2 years and start saving $11,000 per year.

This applies only to the more involved procedure that do a better job improving health issues, including:

  • Gastric sleeve
  • Gastric bypass
  • Duodenal switch
  • Lap-Band

The other remove procedures – gastric balloon, vBloc Therapy, and the AspireAssist Device – improve health but not to the same degree. And there are no studies to check long-term cost savings associated with them.

5.

Bariatric Surgery Cost Breakdown

  • Pre-Op (before surgery)

  • Standard costs during surgery

  • Non-standard costs during surgery

  • Post-Op (after surgery)

6.

Financing Options

  • 7 ways to make surgery more affordable

Weight loss surgery financing is available almost everywhere. It helps pay for:

  • The entire cost of surgery
  • The part that insurance doesn’t cover, like deductibles, copays, or coinsurance

Financing options to make bariatric surgery more affordable include:

  1. Payment Plan Through a Qualified Surgeon
  2. Brokers, Direct Lenders, and Credit Cards (Unsecured Medical Loans)
  3. Friends & Family
  4. Secured Medical Loans
  5. Retirement Plan Loans
  6. Permanent Life Insurance Loans
  7. Medical travel – having surgery in a location that is less expensive than where you live
7.

Tax Write-Offs

  • Bariatric surgery may be tax deductible

  • Tax-favored savings accounts help offset costs

Click your country below to find out if tax savings are available:

United States: Might Be Deductible, Special Tax-Favored Accounts Available

Weight loss surgery is tax deductible, which can have a big impact on the total cost of surgery.

You can deduct medical expenses if the costs are more than 10% of your adjusted gross income.

To receive the deductions, you’ll need to complete Schedule A of the IRS Form 1040. You’ll also need to save your medical bills and payment statements as proof.

Money in special savings accounts (or even your IRA) may also be a way to pay for part of surgery tax-free:

  1. Health Savings Account (HSA)

    You can open an HSA alongside a “qualified high deductible” health plan. Tax-free HSA money can be used pay for qualified medical expenses. No other account receives better tax treatment. You can even transfer IRA money into an HSA. See the IRS’s Site for more info.

  2. Archer Medical Savings Account (Archer MSA)

    Archer MSAs are like HSAs for the self-employed or small businesses. Click here for details.

  3. Health Reimbursement Account (HRA)

    HRAs are only offered by employers who set them up and contribute money to them. If your company offers one, make sure your plan allows the use of HRA funds to pay for “all qualified medical expenses.” Click here for more info.

  4. Flexible Spending Account (FSA)

    Both employers and employees can contribute to an FSA, also known by its IRS code, “Section 125”. Money from them can be taken out tax-free if it is used for qualified medical expenses. Click here to get the summary from the IRS.

Canada: Is Deductible

Canada is generous compared to other countries when it comes to medical tax deductions. If you have a prescription, receipt, or other documentation, you can write them off.

If surgery is covered by your insurance, you can still deduct your:

  • Out-of-pocket expenses
  • Monthly insurance premium

If your income is below a certain amount, you may qualify for a tax credit called the refundable medical expense supplement.

Australia: Might Be Deductible

You can write off your bariatric surgery expenses if the costs are over the Australian Taxation Office (ATO) threshold.

According to the ATO:

“To claim the net medical expenses tax offset in your tax return, you will need to know the total medical expenses you incurred for yourself and your dependants. You then deduct any refunds from Medicare, your health fund or any other reimbursements that relate to those expenses received during the financial year.”

Click here for updated Medicare Benefit Tax Statement information from the Department of Human Services.

8.

Patient Community & Expert Advice

  • Ask the expert

  • Patient experiences

We would love to read your experiences with paying for gastric sleeve surgery. Your insights are invaluable to making sure other people have the information they need to meet their goals.

We would also be happy to answer any questions you may have about gastric sleeve cost or insurance issues.

Please use the form below to share your experience or ask a question.

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9.

Free Insurance Check & Cost Quote

  • Click here to find a top weight loss surgeon

  • Contact them and ask for a free insurance check or free cost quote

Free Insurance Check & Cost Quote

Most surgeons offer a free weight loss surgery cost quote and a free insurance check. Most also offer a free in-person seminar, free webinar, or free initial consultation.

Surgeons and their staffs are experts in all steps of the bariatric surgery process, including financing and insurance. Take advantage of their knowledge by contacting a local surgeon today.