Gastric Bypass Surgery Cost - Starts at $3,500

The average cost of gastric bypass surgery is $24,300. That drops to around $3,500 with insurance. Your final out-of-pocket costs depend on:

  • Chosen hospital and surgeon
  • Insurance plan and benefits
  • Special discounts
  • Financing
  • Tax savings

Read and click the sections below for everything you need to know about gastric bypass costs.

gastric bypass

GASTRIC SLEEVE COST-AFTER-INSURANCE ESTIMATOR

Projected Out Of Pocket Costs After Insurance

PROJECTED OUT OF POCKET COSTS AFTER INSURANCE

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The following variables may or may not impact your projected out of pocket costs.

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Click your country below for gastric bypass insurance information:

1. United States: Covered If Your Plan Includes Bariatric Surgery

In the U.S., gastric bypass is covered under any plan that includes weight loss surgery.

Use our Check My Insurance Tool to find out if it’s covered by your plan:

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The average cost of gastric bypass without insurance is $24,300, although this varies widely by surgeon. If you don’t have insurance and ask a surgeon for a gastric bypass quote, you will get one of 3 responses:

  • No Self-Pay Option – Some practices only work with patients who have insurance.
  • Partial Quote – Some practices only quote the the surgeon’s and surgeon assistant’s fees. They don’t know the cost of services that are not under their direct control, like hospital fees. Most of these surgeons can provide phone numbers for you to conduct that cost research on your own.
  • All-Inclusive Packages – Many practices quote an an up-front, all-inclusive cost. If any costs are not included in the package, they should outline those as well. These programs often include between 3 and 13 months of follow up visits in their packaged price.

Click here to find a top surgeon to ask for a self-pay quote

1. How to Get Weight Loss Surgery Insurance in the U.S.

There are 2 ways to get gastric bypass surgery insurance if you don’t already have it:

  • The Affordable Care Act (“Obamacare”) requires insurance companies to include weight loss surgery coverage in some states. You may be able to sign up for one of these plans. See our Obamacare page for more information.
  • Convince your company to add it to your plan. If you work for a company with 50 or more employees, they decide if your plan includes bariatric surgery. There are many good business reasons for adding it that they may respond well to. Click here for information to share with your HR department.

2. Discounts: 6 Discounts to Ask Your Surgeon About

Talk with your surgeon about whether any of these discounts are available:

  • Self-Pay Discounts. Most surgeons offer self-pay discounts or payment plans. Just ask!
  • Other Discounts. Some offer discounts if you pay the total amount in advance.
  • Same Surgeon, Different Hospitals. Some surgeons operate at more than one hospital. Hospital costs make up the biggest part of the bill, so find out if your surgeon has a choice.
  • Pre-Op Costs. Some surgeons include pre-op costs in their quoted fees. Pre-op costs include things like testing and office visits.
  • Complications. should they arise, may increase total costs. Ask your surgeon who will pay if a complication arises during surgery. Some surgeons will include the cost of any complications in their quote while others will charge extra.
  • Health Insurance That Does Not Include Bariatric Surgery. You may still get insurance to pay for some costs that could be applied to covered treatments. For example, lab work is needed for many reasons outside of bariatric surgery. Your surgeon can help you find the loopholes in your plan.
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cost of gastric bypass surgery

Select a province or cost tier

$32,000

AVERAGE
GASTRIC BYPASS SURGERY COST IN

MINNISOTA

Including Albany, Buffalo, New York City / Manhattan, Rochester, Watertown and Other Areas

Click your province in the map or select a cost tier below

Cost tier

Cost

$$$

HIGHEST COST STATES $20,500 - $58,000 range

If you do not have gastric bypass insurance, the highlighted states above will be the most expensive. If you have insurance that covers gastric sleeve, your out of pocket costs will be about the same in all states.

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AVERAGE COST STATES $17,450 - $20,500 range

If you do not have gastric bypass insurance, the highlighted states above will have mid-level costs. If you have insurance that covers gastric sleeve, your out of pocket costs will be about the same in all states.

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LOWEST COST STATES $12,400 - $17,450 range

If you do not have gastric bypass insurance, the highlighted states above will be the least expensive. If you have insurance that covers gastric sleeve, your out of pocket costs will be about the same in all states.

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Your total gastric bypass cost depends on where you have the surgery. This varies widely by surgeon and hospital. Different surgeons in the same city can have a price difference of $5,000 to $10,000 or more.

And cost often has nothing to do with the quality of the surgeon or hospital. Instead, cost is driven by:

  • Cost of living in the area
  • Local competition
  • Local Medicare and Medicaid populations
  • For-profit or non-profit status of the hospital used

This section shares average costs by location.

For a specific price in your location, click here to contact a surgeon and ask for a free quote.

1. United States: $24,300

The average cost of gastric bypass surgery in the United States is about $24,300. But there is a big cost difference between states. Costs range from $15,300 in Arkansas to $57,500 in Alaska.

For state averages, scroll through the chart below. You can sort the table alphabetically by state or from lowest cost to highest cost states.

For an exact quote, click here to find and contact a surgeon

RegionRegion
Average CostAverage Cost
RegionALABAMA
Average Cost$21,910

ALABAMA surgeons surveyed are located in Birmingham, Decatur, Huntsville, Mobile, Montgomery and Tuscaloosa

RegionALASKA
Average Cost$57,502

ALASKA surgeons surveyed are located in Anchorage

RegionARIZONA
Average Cost$24,916

ARIZONA surgeons surveyed are located in Flagstaff, Mesa, Phoenix, Prescott, Scottsdale, Tempe and Tucson

RegionARKANSAS
Average Cost$15,298

ARKANSAS surgeons surveyed are located in El Dorado, Fayetteville, Fort Smith, Jonesboro, Little Rock and Pine Bluff

RegionCALIFORNIA
Average Cost$21,859

CALIFORNIA surgeons surveyed are located in Bakersfield, Burbank, Chico, Fresno, Los Angeles, Orange, La Jolla, Modesto, Oakland, Poway, Riverside, Sacramento, San Diego, San Francisco, San Jose and Santa Barbara

RegionCOLORADO
Average Cost$20,959

COLORADO surgeons surveyed are located in Colorado Springs, Denver and Fort Collins

RegionCONNECTICUT
Average Cost$24,150

CONNECTICUT surgeons surveyed are located in Farmington, Glastonbury, Meriden, Middletown, New Haven, Norwalk, Shelton and Stamford

RegionDELAWARE
Average Cost$19,473

DELAWARE surgeons surveyed are located in Dover, Newark and Wilmington

RegionFLORIDA
Average Cost$22,063

FLORIDA surgeons surveyed are located in Ft. Meyers, Gainesville, Jacksonville, Miami, Naples, Ocala, Orlando, Sarasota, St. Petersburg, Tallahassee, Tampa and West Palm Beach

RegionGEORGIA
Average Cost$20,507

GEORGIA surgeons surveyed are located in Albany, Athens, Atlanta, Augusta, Columbus, Decatur, Macon, Marietta and Savannah

RegionHAWAII
Average Cost$21,532

HAWAII surgeons surveyed are located in Aiea, Kailua-Kona, Honolulu and Wailuku

RegionIDAHO
Average Cost$19,917

IDAHO surgeons surveyed are located in Boise, Meridian, Montpelier, Nampa, Pocatello and Post Falls

RegionILLINOIS
Average Cost$24,725

ILLINOIS surgeons surveyed are located in Chicago, Champaign, Decatur, Naperville, Peoria, Rockford and Springfield

RegionINDIANA
Average Cost$25,898

INDIANA surgeons surveyed are located in Bloomington, Evansville, Fort Wayne, Gary, Indianapolis and South Bend

RegionIOWA
Average Cost$26,219

IOWA surgeons surveyed are located in Cedar Rapids, Davenport, Des Moines and Iowa City

RegionKANSAS
Average Cost$22,433

KANSAS surgeons surveyed are located in Topeka, Lenexa, Wichita, Overland Park, Olathe, and Kansas City

RegionKENTUCKY
Average Cost$25,503

KENTUCKY surgeons surveyed are located in Lexington, Louisville and other towns.

RegionLOUISIANA
Average Cost$21,910

LOUISIANA surgeons surveyed are located in Alexandria, New Orleans, Shreveport and other towns

RegionMAINE
Average Cost$29,789

MAINE surgeons surveyed are located in Augusta, Bangor, Portland and other towns

RegionMARYLAND
Average Cost$30,487

MARYLAND surgeons surveyed are located in Baltimore, Salisbury and other towns

RegionMASSACHUSETTS
Average Cost$26,910

MASSACHUSETTS surgeons surveyed are located in Boston, New Bedford, Pittsfield, Springfield, Worcester and other towns.

RegionMICHIGAN
Average Cost$26,186

MICHIGAN surgeons surveyed are located in Ann Arbor, Detroit, Grand Rapids, Lansing and other towns.

RegionMINNESOTA
Average Cost$23,439

MINNESOTA surgeons surveyed are located in Minneapolis / St. Paul, Rochester and other towns

RegionMISSISSIPPI
Average Cost$22,112

MISSISSIPPI surgeons surveyed are located in Jackson, Hattiesburg, Meridian, Tupelo and other towns.

RegionMISSOURI
Average Cost$23,428

MISSOURI surgeons surveyed are located in Columbia, Kansas City, Springfield, St. Louis and other towns

RegionMONTANA
Average Cost$28,505

MONTANA surgeons surveyed are located in Billings, Bozeman, Helena and other towns

RegionNEBRASKA
Average Cost$23,327

NEBRASKA surgeons surveyed are located in Lincoln, Omaha and other towns

RegionNEVADA
Average Cost$16,572

NEVADA surgeons surveyed are located in Henderson, Las Vegas and Reno Areas

RegionNEW HAMPSHIRE
Average Cost$31,878

NEW HAMPSHIRE surgeons surveyed are located in Manchester, Nashua and other towns

RegionNEW JERSEY
Average Cost$26,785

NEW JERSEY surgeons surveyed are located in Newark, Trenton and Other Areas

RegionNEW MEXICO
Average Cost$17,852

NEW MEXICO surgeons surveyed are located in Albuquerque, Las Cruces, Santa Fe and Other Areas

RegionNEW YORK
Average Cost$32,580

NEW YORK surgeons surveyed are located in Albany, Buffalo, New York City / Manhattan, Rochester, Watertown and Other Areas

RegionNORTH CAROLINA
Average Cost$28,652

NORTH CAROLINA surgeons surveyed are located in Asheville, Chapel Hill, Charlotte, Durham, Greensboro, Greenville, Raleigh, Wilmington, Winston-Salem and Other Areas

RegionNORTH DAKOTA
Average Cost$35,420

NORTH DAKOTA surgeons surveyed are located in Bismarck and Grand Forks

RegionOHIO
Average Cost$23,360

OHIO surgeons surveyed are located in Akron, Cincinnati, Cleveland, Columbus, Dayton and Other Areas

RegionOKLAHOMA
Average Cost$19,532

OKLAHOMA surgeons surveyed are located in Norman, Oklahoma City, Tulsa and Other Areas

RegionOREGON
Average Cost$34,846

OREGON surgeons surveyed are located in Portland, Bend, McMinnville, Salem, Medford, Springfield, Eugene, Beaverton, Corvallis, and Coos Bay

RegionPENNSYLVANIA
Average Cost$23,671

PENNSYLVANIA surgeons surveyed are located in Allentown, Altoona, Harrisburg, Lancaster, Philadelphia, Pittsburgh and Other Areas

RegionSOUTH CAROLINA
Average Cost$25,469

SOUTH CAROLINA surgeons surveyed are located in Anderson, Charleston, Columbia, Greenville, Myrtle Beach, Rock Hill and Other Areas

RegionSOUTH DAKOTA
Average Cost$25,806

SOUTH DAKOTA surgeons surveyed are located in Dakota Dunes, Rapid City and Sioux Falls

RegionTENNESSEE
Average Cost$25,346

TENNESSEE surgeons surveyed are located in Chattanooga, Knoxville, Memphis and Nashville

RegionTEXAS
Average Cost$17,700

TEXAS surgeons surveyed are located in Abilene, Amarillo, Austin, Corpus Christi, Dallas / Ft. Worth, Houston, Lubbock and San Antonio

RegionUTAH
Average Cost$18,366

UTAH surgeons surveyed are located in Provo, Salt Lake City and St. George

RegionVERMONT
Average Cost$26,717

VERMONT surgeons surveyed are located in Burlington, Montpelier and Springfield

RegionVIRGINIA
Average Cost$20,873

VIRGINIA surgeons surveyed are located in Charlottesville, Newport News, Norfolk, Richmond, Roanoke, Virginia Beach and Other Towns

RegionWASHINGTON
Average Cost$25,874

WASHINGTON surgeons surveyed are located in Everett, Olympia, Seattle, Spokane, Tacoma, Vancouver and Other Areas

RegionWASHINGTON DC
Average Cost$20,709
RegionWEST VIRGINIA
Average Cost$19,333

WEST VIRGINIA surgeons surveyed are located in Charleston, Huntington, Morgantown and Vienna

RegionWISCONSIN
Average Cost$26,649

WISCONSIN surgeons surveyed are located in Eu Claire, Green Bay, La Crosse, Madison, Milwaukee and Other Areas

RegionWYOMING
Average Cost$29,728

WYOMING surgeons surveyed are located in Afton, Cheyenne and Riverton

2. Canada: $20,427 CAD

Quebec is the only province in Canada with enough “self pay” surgeons to calculate an average.

Average gastric bypass costs in Quebec are $20,427 CAD.

For an exact quote, click here to find and contact a surgeon

3. Australia: $4,568 AUD

For state and territory averages, scroll through the chart below. These cost averages (listed in Australian dollars) assume that you have insurance.

For an exact quote, click here to find and contact a surgeon

RegionRegion
Average CostAverage Cost
RegionNEW SOUTH WALES
Average Cost$4,568

NEW SOUTH WALES surgeons surveyed are located in Sydney

RegionQUEENSLAND
Average Cost$5,325

QUEENSLAND surgeons surveyed are located in Brisbane and Gold Coast

RegionSOUTH AUSTRALIA
Average Cost$3,299

SOUTH AUSTRALIA surgeons surveyed are located in Adelaide and Barossa Valley

TASMANIA surgeons surveyed are located in Hobart

RegionVICTORIA
Average Cost$5,237

VICTORIA surgeons surveyed are located in Melbourne

WESTERN AUSTRALIA surgeons surveyed are located in Perth

5. International (Medical Travel): $4,352 to $24,300 USD

Following are averages by country (in U.S. Dollars for comparison purposes):

  • Australia – $16,192
  • Canada – $16,192
  • Costa Rica – $12,650
  • Egypt – $4,352
  • India – $10,525
  • Mexico – $7,489
  • Thailand – $10,626
  • United Kingdom – $14,370
  • United States – $24,300

Click here for an in-depth review of medical travel for gastric bypass surgery.

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At a total average cost of $24,300, gastric bypass surgery is expensive. But it’s not as expensive as the medical costs of obesity.

Starting 13 months after surgery, patients without insurance save about $900 per month (1). That’s almost $11,000 saved per year. Fewer prescription drugs alone save patients $3,000 or more per year (2).

In other words, about 1 year and 9 months after surgery you will “break even” and start saving $11,000 per year.

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Gastric bypass financing is available almost everywhere. It helps pay for:

  • The entire cost of surgery
  • The part that insurance doesn’t cover, like deductibles, copays, or coinsurance

Financing options to make gastric bypass surgery more affordable include (click links for more information):

  1. Payment Plan Through a Qualified Surgeon
  2. Brokers, Direct Lenders, and Credit Cards (Unsecured Medical Loans)
  3. Friends & Family
  4. Secured Medical Loans
  5. Retirement Plan Loans
  6. Permanent Life Insurance Loans
  7. Medical travel – having surgery in a location that is less expensive than where you live

Gastric bypass is tied for the lowest-cost procedure if you have insurance that covers bariatric surgery. Without insurance, it has the 6th lowest average total cost.

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Click your country below to find out if tax savings are available:

1. United States: Might Be Deductible, Special Tax-Favored Accounts Available

Gastric bypass surgery is tax deductible, which can have a big impact on the total cost of surgery.

You can deduct medical expenses if the costs are more than 10% of your adjusted gross income.

To receive the deductions, you’ll need to complete Schedule A of the IRS Form 1040. You’ll also need to save your medical bills and payment statements as proof.

Money in special savings accounts (or even your IRA) may also be a way to pay for part of surgery tax-free:

  1. Health Savings Account (HSA)

    You can open an HSA alongside a “qualified high deductible” health plan. Tax-free HSA money can be used pay for qualified medical expenses. No other account receives better tax treatment. You can even transfer IRA money into an HSA. See the IRS’s Site for more info.

  2. Archer Medical Savings Account (Archer MSA)

    Archer MSAs are like HSAs for the self-employed or small businesses. Click here for details.

  3. Health Reimbursement Account (HRA)

    HRAs are only offered by employers who set them up and contribute money to them. If your company offers one, make sure your plan allows the use of HRA funds to pay for “all qualified medical expenses.” Click here for more info.

  4. Flexible Spending Account (FSA)

    Both employers and employees can contribute to an FSA, also known by its IRS code, “Section 125”. Money from them can be taken out tax-free if it is used for qualified medical expenses. Click here to get the summary from the IRS.

2. Canada: Is Deductible

Canada is generous compared to other countries when it comes to medical tax deductions. If you have a prescription, receipt, or other documentation, you can write them off.

If surgery is covered by your insurance, you can still deduct your:

  • Out-of-pocket expenses
  • Monthly insurance premium

If your income is below a certain amount, you may qualify for a tax credit called the refundable medical expense supplement.

3. Australia: Might Be Deductible

You can write off your bariatric surgery expenses if the costs are over the Australian Taxation Office (ATO) threshold.

According to the ATO:

“To claim the net medical expenses tax offset in your tax return, you will need to know the total medical expenses you incurred for yourself and your dependants. You then deduct any refunds from Medicare, your health fund or any other reimbursements that relate to those expenses received during the financial year.”

Click here for updated Medicare Benefit Tax Statement information from the Department of Human Services.

Most surgeons offer a free gastric bypass cost quote and a free insurance check. Most also offer a free in-person seminar, free webinar, or free initial consultation.

Surgeons and their staffs are experts in all steps of the bariatric surgery process, including financing and insurance. Take advantage of their knowledge by contacting a local surgeon today.