LAP-BAND® Surgery Cost in 2018 - Starts at $3,500

The average cost of LAP-BAND® surgery is about $3,500 with insurance and $15,000 without insurance. Your final out-of-pocket costs depend on:

  • Chosen hospital and surgeon
  • Insurance plan and benefits
  • Special discounts
  • Financing
  • Tax savings

Read and click the sections below for details about each of the above Lap-Band cost points.

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GASTRIC SLEEVE COST-AFTER-INSURANCE ESTIMATOR

Projected Out Of Pocket Costs After Insurance

PROJECTED OUT OF POCKET COSTS AFTER INSURANCE

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The following variables may or may not impact your projected out of pocket costs.

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Choose your plan, state, and insurance company below.

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Click your country below for Lap-Band insurance information:

1. United States: Covered If Your Plan Includes Bariatric Surgery

In the U.S., Lap-Band is covered under any plan that includes weight loss surgery.

Use our Check My Insurance Tool to find out if it’s covered by your plan:

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If you don’t have insurance and ask a surgeon for a Lap-Band quote, you will get one of 3 responses:

  • No Self-Pay Option – Some practices only work with patients who have insurance.
  • Partial Quote – Some practices only quote the the surgeon’s and surgeon assistant’s fees. They don’t know the cost of services that are not under their direct control, like hospital fees. Most of these surgeons can provide phone numbers for you to conduct that cost research on your own.
  • All-Inclusive Packages – Many practices quote an an up-front, all-inclusive cost. If any costs are not included in the package, they should outline those as well. These programs often include between 3 and 13 months of follow up visits in their packaged price.

Click here to find a top surgeon to ask for a self-pay quote

1. How to Get Weight Loss Surgery Insurance in the U.S.

There are 2 ways to get Lap-Band surgery insurance if you don’t already have it:

  • The Affordable Care Act (“Obamacare”) requires insurance companies to include weight loss surgery coverage in some states. You may be able to sign up for one of these plans. See our Obamacare page for more information.
  • Convince your company to add it to your plan. If you work for a company with 50 or more employees, they decide if your plan includes bariatric surgery. There are many good business reasons for adding it that they may respond well to. Click here for information to share with your HR department.

2. Discounts: 6 Discounts to Ask Your Surgeon About

Talk with your surgeon about whether any of these discounts are available:

  • Self-Pay Discounts. Most surgeons offer self-pay discounts or payment plans. Just ask!
  • Other Discounts. Some offer discounts if you pay the total amount in advance.
  • Same Surgeon, Different Hospitals. Some surgeons operate at more than one hospital. Hospital costs make up the biggest part of the bill, so find out if your surgeon has a choice.
  • Pre-Op Costs. Some surgeons include pre-op costs in their quoted fees. Pre-op costs include things like testing and office visits.
  • Complications. should they arise, may increase total costs. Ask your surgeon who will pay if a complication arises during surgery. Some surgeons will include the cost of any complications in their quote while others will charge extra.
  • Health Insurance That Does Not Include Bariatric Surgery. You may still get insurance to pay for some costs that could be applied to covered treatments. For example, lab work is needed for many reasons outside of bariatric surgery. Your surgeon can help you find the loopholes in your plan.
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cost of lap band surgery

Select a province or cost tier

$32,000

AVERAGE
lap band® COST IN

MINNISOTA

Including Albany, Buffalo, New York City / Manhattan, Rochester, Watertown and Other Areas

Click your province in the map or select a cost tier below

Cost tier

Cost

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HIGHEST COST STATES $18,000 - $34,000 range

If you do not have lap band® insurance, the highlighted states above will be the most expensive. If you have insurance that covers gastric sleeve, your out of pocket costs will be about the same in all states.

$$

AVERAGE COST STATES $12,000 - $18,000 range

If you do not have lap band® insurance, the highlighted states above will have mid-level costs. If you have insurance that covers gastric sleeve, your out of pocket costs will be about the same in all states.

$

LOWEST COST STATES $8,000 - $12,000 range

If you do not have lap band® insurance, the highlighted states above will be the least expensive. If you have insurance that covers gastric sleeve, your out of pocket costs will be about the same in all states.

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The cost of Lap-Band surgery depends on where it is performed and:

  • Cost of living in the area
  • Local competition (how many surgeons)
  • Local Medicare and Medicaid populations
  • For-profit or non-profit status of the hospital used

Click below for region-specific Lap-Band cost information.

For a specific price in your location, click here to contact a surgeon and ask for a free quote.

1. United States: $15,595

State averages are between $10,000 and $34,000 (U.S. dollars), but the overall U.S. gastric banding average cost is $15,595. Following is the average cost of lap band surgery for each state according to our annual surgeon survey.

Click here to ask for a free cost quote from a surgeon in your area.

Following is the average cost of lap band surgery for each state according to our annual surgeon survey…

RegionRegion
Average CostAverage Cost
RegionALABAMA
Average Cost$14,320

ALABAMA surgeons surveyed are located in Birmingham, Decatur, Huntsville, Mobile, Montgomery and Tuscaloosa

RegionALASKA
Average Cost$33,587

ALASKA surgeons surveyed are located in Anchorage

RegionARIZONA
Average Cost$13,914

ARIZONA surgeons surveyed are located in Flagstaff, Mesa, Phoenix, Prescott, Scottsdale, Tempe and Tucson

RegionARKANSAS
Average Cost$14,131

ARKANSAS surgeons surveyed are located in El Dorado, Fayetteville, Fort Smith, Jonesboro, Little Rock and Pine Bluff

RegionCALIFORNIA
Average Cost$15,826

CALIFORNIA surgeons surveyed are located in Bakersfield, Burbank, Chico, Fresno, Los Angeles, Orange, La Jolla, Modesto, Oakland, Poway, Riverside, Sacramento, San Diego, San Francisco, San Jose and Santa Barbara

RegionCOLORADO
Average Cost$10,745

COLORADO surgeons surveyed are located in Colorado Springs, Denver and Fort Collins

RegionCONNECTICUT
Average Cost$18,004

CONNECTICUT surgeons surveyed are located in Farmington, Glastonbury, Meriden, Middletown, New Haven, Norwalk, Shelton and Stamford

RegionDELAWARE
Average Cost$12,404

DELAWARE surgeons surveyed are located in Dover, Newark and Wilmington

RegionFLORIDA
Average Cost$13,385

FLORIDA surgeons surveyed are located in Ft. Meyers, Gainesville, Jacksonville, Miami, Naples, Ocala, Orlando, Sarasota, St. Petersburg, Tallahassee, Tampa and West Palm Beach

RegionGEORGIA
Average Cost$15,322

GEORGIA surgeons surveyed are located in Albany, Athens, Atlanta, Augusta, Columbus, Decatur, Macon, Marietta and Savannah

RegionHAWAII
Average Cost$20,396

HAWAII surgeons surveyed are located in Aiea, Kailua-Kona, Honolulu and Wailuku

RegionIDAHO
Average Cost$11,295

IDAHO surgeons surveyed are located in Boise, Meridian, Montpelier, Nampa, Pocatello and Post Falls

RegionILLINOIS
Average Cost$15,337

ILLINOIS surgeons surveyed are located in Chicago, Champaign, Decatur, Naperville, Peoria, Rockford and Springfield

RegionINDIANA
Average Cost$16,536

INDIANA surgeons surveyed are located in Bloomington, Evansville, Fort Wayne, Gary, Indianapolis and South Bend

RegionIOWA
Average Cost$17,482

IOWA surgeons surveyed are located in Cedar Rapids, Davenport, Des Moines and Iowa City

RegionKANSAS
Average Cost$13,384

KANSAS surgeons surveyed are located in Topeka, Lenexa, Wichita, Overland Park, Olathe, and Kansas City

RegionKENTUCKY
Average Cost$14,293

KENTUCKY surgeons surveyed are located in Lexington, Louisville and other towns.

RegionLOUISIANA
Average Cost$13,291

LOUISIANA surgeons surveyed are located in Alexandria, New Orleans, Shreveport and other towns

RegionMAINE
Average Cost$21,188

MAINE surgeons surveyed are located in Augusta, Bangor, Portland and other towns

RegionMARYLAND
Average Cost$18,871

MARYLAND surgeons surveyed are located in Baltimore, Salisbury and other towns

RegionMASSACHUSETTS
Average Cost$16,959

MASSACHUSETTS surgeons surveyed are located in Boston, New Bedford, Pittsfield, Springfield, Worcester and other towns.

RegionMICHIGAN
Average Cost$15,661

MICHIGAN surgeons surveyed are located in Ann Arbor, Detroit, Grand Rapids, Lansing and other towns.

RegionMINNESOTA
Average Cost$21,640

MINNESOTA surgeons surveyed are located in Minneapolis / St. Paul, Rochester and other towns

RegionMISSISSIPPI
Average Cost$13,130

MISSISSIPPI surgeons surveyed are located in Jackson, Hattiesburg, Meridian, Tupelo and other towns.

RegionMISSOURI
Average Cost$16,167

MISSOURI surgeons surveyed are located in Columbia, Kansas City, Springfield, St. Louis and other towns

RegionMONTANA
Average Cost$18,064

MONTANA surgeons surveyed are located in Billings, Bozeman, Helena and other towns

RegionNEBRASKA
Average Cost$15,450

NEBRASKA surgeons surveyed are located in Lincoln, Omaha and other towns

RegionNEVADA
Average Cost$14,143

NEVADA surgeons surveyed are located in Henderson, Las Vegas and Reno Areas

RegionNEW HAMPSHIRE
Average Cost$20,088

NEW HAMPSHIRE surgeons surveyed are located in Manchester, Nashua and other towns

RegionNEW JERSEY
Average Cost$12,448

NEW JERSEY surgeons surveyed are located in Newark, Trenton and Other Areas

RegionNEW MEXICO
Average Cost$14,674

NEW MEXICO surgeons surveyed are located in Albuquerque, Las Cruces, Santa Fe and Other Areas

RegionNEW YORK
Average Cost$19,557

NEW YORK surgeons surveyed are located in Albany, Buffalo, New York City / Manhattan, Rochester, Watertown and Other Areas

RegionNORTH CAROLINA
Average Cost$17,399

NORTH CAROLINA surgeons surveyed are located in Asheville, Chapel Hill, Charlotte, Durham, Greensboro, Greenville, Raleigh, Wilmington, Winston-Salem and Other Areas

RegionNORTH DAKOTA
Average Cost$18,975

NORTH DAKOTA surgeons surveyed are located in Bismarck and Grand Forks

RegionOHIO
Average Cost$16,209

OHIO surgeons surveyed are located in Akron, Cincinnati, Cleveland, Columbus, Dayton and Other Areas

RegionOKLAHOMA
Average Cost$11,350

OKLAHOMA surgeons surveyed are located in Norman, Oklahoma City, Tulsa and Other Areas

RegionOREGON
Average Cost$18,689

OREGON surgeons surveyed are located in Portland, Bend, McMinnville, Salem, Medford, Springfield, Eugene, Beaverton, Corvallis, and Coos Bay

RegionPENNSYLVANIA
Average Cost$16,991

PENNSYLVANIA surgeons surveyed are located in Allentown, Altoona, Harrisburg, Lancaster, Philadelphia, Pittsburgh and Other Areas

RegionSOUTH CAROLINA
Average Cost$12,397

SOUTH CAROLINA surgeons surveyed are located in Anderson, Charleston, Columbia, Greenville, Myrtle Beach, Rock Hill and Other Areas

RegionSOUTH DAKOTA
Average Cost$13,493

SOUTH DAKOTA surgeons surveyed are located in Dakota Dunes, Rapid City and Sioux Falls

RegionTENNESSEE
Average Cost$14,163

TENNESSEE surgeons surveyed are located in Chattanooga, Knoxville, Memphis and Nashville

RegionTEXAS
Average Cost$10,558

TEXAS surgeons surveyed are located in Abilene, Amarillo, Austin, Corpus Christi, Dallas / Ft. Worth, Houston, Lubbock and San Antonio

RegionUTAH
Average Cost$13,335

UTAH surgeons surveyed are located in Provo, Salt Lake City and St. George

RegionVERMONT
Average Cost$12,245

VERMONT surgeons surveyed are located in Burlington, Montpelier and Springfield

RegionVIRGINIA
Average Cost$18,452

VIRGINIA surgeons surveyed are located in Charlottesville, Newport News, Norfolk, Richmond, Roanoke, Virginia Beach and Other Towns

RegionWASHINGTON
Average Cost$16,179

WASHINGTON surgeons surveyed are located in Everett, Olympia, Seattle, Spokane, Tacoma, Vancouver and Other Areas

RegionWASHINGTON DC
Average Cost$12,790
RegionWEST VIRGINIA
Average Cost$16,586

WEST VIRGINIA surgeons surveyed are located in Charleston, Huntington, Morgantown and Vienna

RegionWISCONSIN
Average Cost$17,204

WISCONSIN surgeons surveyed are located in Eu Claire, Green Bay, La Crosse, Madison, Milwaukee and Other Areas

RegionWYOMING
Average Cost$12,134

WYOMING surgeons surveyed are located in Afton, Cheyenne and Riverton

2. Canada: $17,840 CAD

Below were the results of our Self-Pay Lap Band Cost Survey for each province.

Click here to ask for a free cost quote from a surgeon in your area.

Following were the results of our Self-Pay Lap Band Cost Survey for each province…

RegionRegion
Average CostAverage Cost
RegionBRITISH COLUMBIA
Average Cost$16,690
RegionQUEBEC
Average Cost$19,031

If you have insurance and are willing to wait between 2 and 15 years to have your surgery (depending on the facility), lap band surgery is covered in the following provinces: Alberta, New Brunswick, Nova Scotia and Quebec.

3. Australia: $3,415.00 AUD

Below are the results from our Australian Lap-Band Cost Survey.

Click here to ask for a free cost quote from a surgeon in your area.

The following are results from our Lap-band cost surgery:

RegionRegion
Average CostAverage Cost
RegionNEW SOUTH WALES
Average Cost$4,821

NEW SOUTH WALES surgeons surveyed are located in Sydney

RegionQUEENSLAND
Average Cost$4,568

QUEENSLAND surgeons surveyed are located in Brisbane and Gold Coast

RegionSOUTH AUSTRALIA
Average Cost$2,961

SOUTH AUSTRALIA surgeons surveyed are located in Adelaide and Barossa Valley

RegionTASMANIA
Average Cost$1,726

TASMANIA surgeons surveyed are located in Hobart

RegionVICTORIA
Average Cost$4,191

VICTORIA surgeons surveyed are located in Melbourne

RegionWESTERN AUSTRALIA
Average Cost$2,233

WESTERN AUSTRALIA surgeons surveyed are located in Perth

5. International (Medical Travel): $5,825 USD (lowest)

Following are average Lap-Band costs by country (in U.S. Dollars for comparison purposes):

  • Costa Rica – $9,250
  • India – $9,265
  • Mexico – $6,101
  • Thailand – $11,852

Click here for an in-depth review of medical travel for Lap-Band surgery.

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Most insurance companies that cover weight loss surgery will provide coverage for most lap band costs, doctor visits and supplements. So if you have insurance that covers it, you’ll only be on the hook for any applicable copays, deductibles and coinsurance.

If you don’t have insurance or have a high deductible that you need assistance with, several financing options are out there to give you a hand.

Click the following links for more information:

Lap-Band surgery is tied for the lowest-cost procedure if your insurance covers weight loss surgery. If your insurance does not cover it, it has the 3rd lowest average total cost.

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Lap-Band financing financing is available almost everywhere. It helps pay for:

  • The entire cost of surgery
  • The part that insurance doesn’t cover, like deductibles, copays, or coinsurance

Financing options to make Lap-Band surgery more affordable include:

  1. Payment Plan Through a Qualified Surgeon
  2. Brokers, Direct Lenders, and Credit Cards (Unsecured Medical Loans)
  3. Friends & Family
  4. Secured Medical Loans
  5. Retirement Plan Loans
  6. Permanent Life Insurance Loans
  7. Medical travel – having surgery in a location that is less expensive than where you live
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Click your country below to find out if tax savings are available:

1. United States: Might Be Deductible, Special Tax-Favored Accounts Available

Lap-Band surgery is tax deductible, which can have a big impact on the total cost of surgery.

You can deduct medical expenses if the costs are more than 10% of your adjusted gross income.

To receive the deductions, you’ll need to complete Schedule A of the IRS Form 1040. You’ll also need to save your medical bills and payment statements as proof.

Money in special savings accounts (or even your IRA) may also be a way to pay for part of surgery tax-free:

  1. Health Savings Account (HSA)

    You can open an HSA alongside a “qualified high deductible” health plan. Tax-free HSA money can be used pay for qualified medical expenses. No other account receives better tax treatment. You can even transfer IRA money into an HSA. See the IRS’s Site for more info.

  2. Archer Medical Savings Account (Archer MSA)

    Archer MSAs are like HSAs for the self-employed or small businesses. Click here for details.

  3. Health Reimbursement Account (HRA)

    HRAs are only offered by employers who set them up and contribute money to them. If your company offers one, make sure your plan allows the use of HRA funds to pay for “all qualified medical expenses.” Click here for more info.

  4. Flexible Spending Account (FSA)

    Both employers and employees can contribute to an FSA, also known by its IRS code, “Section 125”. Money from them can be taken out tax-free if it is used for qualified medical expenses. Click here to get the summary from the IRS.

2. Canada: Is Deductible

Canada is generous compared to other countries when it comes to medical tax deductions. If you have a prescription, receipt, or other documentation, you can write them off.

If surgery is covered by your insurance, you can still deduct your:

  • Out-of-pocket expenses
  • Monthly insurance premium

If your income is below a certain amount, you may qualify for a tax credit called the refundable medical expense supplement.

3. Australia: Might Be Deductible

You can write off your bariatric surgery expenses if the costs are over the Australian Taxation Office (ATO) threshold.

According to the ATO:

“To claim the net medical expenses tax offset in your tax return, you will need to know the total medical expenses you incurred for yourself and your dependants. You then deduct any refunds from Medicare, your health fund or any other reimbursements that relate to those expenses received during the financial year.”

Click here for updated Medicare Benefit Tax Statement information from the Department of Human Services.

Cost of Lap Band Surgery

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We would also be happy to answer any questions you may have about Lap-Band cost or insurance issues.

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Most surgeons offer a free Lap-Band surgery cost quote and a free insurance check. Most also offer a free in-person seminar, free webinar, or free initial consultation.

Surgeons and their staffs are experts in all steps of the bariatric surgery process, including financing and insurance. Take advantage of their knowledge by contacting a local surgeon today.